Does the availability of mortgage credit impact presidential elections?



A new research paper suggests that changes in the availability of mortgage credit can have an impact on voting patterns during U.S. presidential elections. The paper, written by researchers Alexis Antoniades of Georgetown University and Charles W. Calomiris of Columbia University, analyzed swings in mortgage credit to see if they had any impact on voter’s […]

3 good reasons to buy a home this year



An article in MagnifyMoney points out that one reason is that mortgage rates remain at historic lows,

Home equity is growing, but homeowners refuse to tap into it



With home prices continuing to rise, homeowners are becoming increasingly “equity rich”. But that hasn’t tempted many to take advantage of the situation, as the number of home equity lines of credit stays flat.

Freddie Mac expands appraisal waiver to condo buyers



Condo buyers and refinancers could be eligible for a new program that allows them to bypass a traditional in-person appraisal with a faster automated process, Freddie Mac said last week.

Fannie & Freddie privatization should be ushered in gradually, experts say



If the federal government is to go through with its proposed privatization plans for mortgage servicing giants Fannie Mae and Freddie Mac, any changes must be thought through very carefully to ensure the availability of safe and affordable

Trump administration proposes to privatize Fannie Mae & Freddie Mac



President Donald Trump’s administration has proposed the privatization of mortgage financing giants Fannie Mae and Freddie Mac as part of sweeping chances to the way the government is organized, it was reported last week.

Less than 10% of U.S. homes remain underwater, Zillow says



Almost a decade after the last recession, we’ve passed another milestone in the housing market recovery. The percentage of homeowners who owe more on their mortgage than the value of their home, or those who’re “underwater

Is a no-appraisal mortgage really worth it?



Around five percent of Fannie Mae’s 1.2 million home mortgages have met the criteria for not needing a traditional in-person appraisal since new rules were introduced last year, according to the Washington Post

Why Extra Mortgage Payments Seldom Make Sense



It doesn’t make sense to pay a third party to arrange to pay off your mortgage early. As the housing market continues at a hot pace, many different types of buyers are getting into the market.

A lower credit score could cost you up to $21k on the price of your home



Homebuyers with a lower credit score pay thousands of dollars more for the same home than a buyer with an excellent credit score.

Sign up Now and get our guide on Video Marketing for Real Estate Professionals for Free

Sign up to the Realty Biz News mailing list to get updates from our site and also get our guide to Video Marketing for Real Estate professionals for free