Is a No Closing Cost Mortgage for You?



Buying a no closing cost mortgage isn’t necessarily a bad thing – as long as you understand how you’ll be paying those costs. To start with, a no closing cost mortgage doesn’t mean you won’t pay the costs associated with taking out the loan. When you take out a mortgage, there are costs that need to be paid

The Low Down Payment Mortgage Trap



Low Down Payment Mortgage Loans such as FHA, USDA, VA or any type of loan where you can make a down payment of 5% or less is basically a trap. It’s a trap that leaves the borrower “under-water”, even in a good market.

Mortgage Secrets That They Hope You Don’t Know



When the typical home buyer buys their first home, they take out a loan. This loan is commonly referred to as a “mortgage”. First time home buyers don’t usually give much thought to what is actually happening when they borrow money from a lender to purchase their home

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