The Pros And Cons Of Buying a “Fixer-Upper”



If you like do-it-yourself projects and don’t mind waiting a few weeks to unpack into your new home, a “fixer-upper” might be at the top of your shopping list. In addition to a typically lower price tag, this type of home gives homeowners the opportunity to have a creative hand in every step of the […]

Why US Property Owners Should Assess Insurance Needs Regularly



Insurance is vital for owners of property, simply because housing is worth so much money. Recent statistics showed that six percent of homeowners make a claim in the space of just a year – 97 percent of which are related to property damage.

Top Reasons Homeowners Insurance Policies Get Voided



If there is one thing that anyone who owns a homeowners insurance policy would like to avoid at all costs – it’s having their policy voided by the company. There are a few common reasons why many homeowners’ insurance policies are avoided, most of which are easy to avoid with a little common sense and forward planning.

Curbing your Home Insurance Costs: A Few Tips



Whilst the value of the average American home may not have changed much in recent months, the cost of protecting that home certainly has. Home insurance premiums have noticeably ‘bumped’ up of late, and now homeowners are left wondering if there’s anything they can do to mitigate this.

Groups Seek to Stop Forced Homeowners Insurance



One of the main requirements for securing a mortgage is homeowners insurance. Lenders want to protect their investments, and so they will nearly always insist on this requirement. This insistence is taken to extremes when a homeowner forget to renew their home insurance policy – the lender will do so for them, forcing them to pay for homeowners insurance that is often very expensive.

Caution Urged For Home Insurance Buyers



When it comes to shopping for home insurance, you don’t need us to tell you about the sheer number of different policies you can buy. But, perhaps you should heed this advice from the University of Chicago Law Review – who warn that more homeowners could be about to have their insurance claims denied when […]

Homeowners Unlikely To Be Covered For Hurricane Irene Flood Damage



Homeowners along the east coast who are slowly picking up the pieces following the devastation caused by Hurricane Irene at the weekend are bracing themselves for a second deluge – in repair costs. Even though most people have homeowners insurance, those who have suffered damage to their homes resulting from flooding – submerged basements, failed […]

Scandal of Forced Placed Insurance Emerges



It’s estimated that thousands of homeowners have been ripped off with forced placed insurance, and they will be interested to know that the National Mortgage Complaint Center is beginning a national initiative to try to put right this scandal.   The watchdog is asking homeowners to contact them on their website, NationalMortgageComplaintCenter.com as they want […]

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