Ask Brian: How Do We Invest in Real Estate for Old Age?



Ask Brian is a weekly column by Real Estate Expert Brian Kline. If you have questions on real estate investing, DIY, home buying/selling, or other housing inquiries please email your questions to askbrian@realtybiznews.com. Question from Meika: Brian, I recently purchased a single family home with an FHA Loan. My husband and I are closer to […]

Best Down Payment Assistance Programs for First Time Buyers



COVID-19 included, the biggest obstacle to home ownership remains the financing. For most, it’s saving the down payment. Especially if you haven’t owned a home before that builds equity to transfer as the down payment when you upgrade or move to another location (but that’s not a first time buyer). The Millennial Generation is having […]

Ask Brian: How Has COVID Changed the Home Buying Experience?



Ask Brian is a weekly column by Real Estate Expert Brian Kline. If you have questions on real estate investing, DIY, home buying/selling, or other housing inquiries please email your questions to askbrian@realtybiznews.com. Question from Camila in Detroit, MI: Hi Brian, I’m certainly not thrilled with the pandemic situation but I’m feeling that I now […]

Tips for Obtaining a Mortgage During Retirement – You Need a Strategy



You’ve been working all of your life and living within your budget. You’ve never had trouble qualifying for a mortgage because your credit rating was high, your debt-to-income ratio was good, and you bought a house that you could afford. Now you’re fully retired and want to sell the old family home that still has […]

Ask Brian: What is the Best Marketing Strategy for a Beginning Real Estate Investor?



Ask Brian is a weekly column by Real Estate Expert Brian Kline. If you have questions on real estate investing, DIY, home buying/selling, or other housing inquiries please email your questions to askbrian@realtybiznews.com. Question from Nick from NE: Hi Brian, What’s a guy to do when he wants to get started with real estate investing? […]

Ethical Creative Real Estate Investing



There are rules of the road. Sometimes we call these laws and regulations but not always. The rules don’t tell you so much what to do but rather what not to do. That leaves the investment road wide open to creative ideas as long as you do it responsibly. The single largest hurdle regarding creative […]

Ask Brian: What are Some Useful Home Office DIY Projects?



Ask Brian is a weekly column by Real Estate Expert Brian Kline. If you have questions on real estate investing, DIY, home buying/selling, or other housing inquiries please email your questions to askbrian@realtybiznews.com. Question from Traci in MN: Hey Brian, I’ve been working from home since April with no end in sight. I made several […]

What Can Be Done With Student Loans to Help Homebuyers?



A study by American Student Assistance found that 55% of student loan holders said their debt is causing them to put off homeownership. That’s discouraging when you consider the long streak we are experiencing for historically low-interest rates. With low-interest rates and low or no-down payment programs available, people saddled with large student debt should […]

Ask Brian: Should We Buy a New Home or an Older Home?



Ask Brian is a weekly column by Real Estate Expert Brian Kline. If you have questions on real estate investing, DIY, home buying/selling, or other housing inquiries please email your questions to askbrian@realtybiznews.com. Question from Kim and Howard in OH: Hello Brian, Our question might be more appropriate for a marriage counselor but it is […]

Refinance With Cash-Out – Is the Time Right?



Home equity appreciation is soaring thanks to the strong seller’s market. And interest rates remain at historical lows. Both are strong reasons motivating homeowners to refinance mortgages and pull out cash. A cash-out refinance replaces your current home loan with a new mortgage that’s higher than your outstanding loan balance (based on a new appraisal). […]