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	<title>Comments on: Federal Housing Policy Threatening To Permanently Undermine Housing Market Stability</title>
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	<link>https://realtybiznews.com/federal-housing-policy-threatening-to-permanently-undermine-housing-market-stability/98723976/</link>
	<description>With the latest on mortgages, refinancing, real estate &#38; home tips</description>
	<lastBuildDate>Thu, 17 Jul 2014 20:03:55 +0000</lastBuildDate>
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		<title>By: Donna S. Robinson</title>
		<link>https://realtybiznews.com/federal-housing-policy-threatening-to-permanently-undermine-housing-market-stability/98723976/#comment-261176</link>
		<dc:creator><![CDATA[Donna S. Robinson]]></dc:creator>
		<pubDate>Mon, 17 Mar 2014 19:35:28 +0000</pubDate>
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		<description><![CDATA[Good points. Thanks much.]]></description>
		<content:encoded><![CDATA[<p>Good points. Thanks much.</p>
]]></content:encoded>
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		<title>By: Bo aka BoKnowsmortgages</title>
		<link>https://realtybiznews.com/federal-housing-policy-threatening-to-permanently-undermine-housing-market-stability/98723976/#comment-261015</link>
		<dc:creator><![CDATA[Bo aka BoKnowsmortgages]]></dc:creator>
		<pubDate>Fri, 14 Mar 2014 03:16:46 +0000</pubDate>
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		<description><![CDATA[Interesting article, but I would think in the next 1-2 years HUD would announce more memo&#039;s to address the QRM to fits its agenda.  And with the conservatorship coming due in the next 4 years on FNMA I would hope by then the private market has watched and listened to what we learned from the QRM to decide if they are ready to reenter the market.  Granted i do believe its odd that with no loan to value limits or rico score limits it seems like there could be some reckless opportunities in the future; however, I think most investors will come up with their own thresholds to these rules putting overlays in effect that will have other lenders to follow.  Again I hope for the best but time will tell.]]></description>
		<content:encoded><![CDATA[<p>Interesting article, but I would think in the next 1-2 years HUD would announce more memo&#8217;s to address the QRM to fits its agenda.  And with the conservatorship coming due in the next 4 years on FNMA I would hope by then the private market has watched and listened to what we learned from the QRM to decide if they are ready to reenter the market.  Granted i do believe its odd that with no loan to value limits or rico score limits it seems like there could be some reckless opportunities in the future; however, I think most investors will come up with their own thresholds to these rules putting overlays in effect that will have other lenders to follow.  Again I hope for the best but time will tell.</p>
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