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Taxpayers On Hook As Government Insured Lending Spins Out Of Control
By
Donna S. Robinson
| March 24, 2012
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American Enterprise Institute - Why The Next Housing Crisis Is Already Underway
By
Donna S. Robinson
| March 22, 2012
Like a cancerous tumor that just won't go away, another housing crisis is growing ever larger. It's a debt tumor, fed by the blood that flows in the form of government insured mortgages which are in essence nothing more than taxpayer backed guarantees for Fannie, Freddie, USDA, and FHA, to name a few.
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Latest Foreclosure Report - The Glass Is Half-Full And Half-Empty
By
Donna S. Robinson
| March 19, 2012
Realty Trac has released their foreclosure report for February 2012. While there are some spots of encouragement, the over all consensus is that foreclosure activity is again trending upward, now that the "robo-signing" scandal has been settled.
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Lower Fees for Previous FHA Mortgage-Holders
By
Fareen Effendi
| March 17, 2012
President Obama’s newest plan unveiled to ease some of the burden on homeowners seems like a two-sided coin. Still, there are benefits to as many as two to three million current mortgage holders.
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American Enterprise Institute Says NAR Is Ignoring FHA Insolvency
By
Donna S. Robinson
| March 16, 2012
Created by congress during the great depression to help spur the housing market, FHA has become one of the most important institutions ever created to help fund mortgages for home buyers, especially for home buyers who want a home but have very little money to put down.
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How Long Till Foreclosure Victims Can Buy Again?
By
Mike Wheatley
| February 27, 2012
With the unprecedented housing crisis over the last six years resulting in more than four million homes lost to foreclosure, many of these homeowners are now beginning to wonder: When will they be able to buy again?
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The Latest Housing Refinance Initiative - Deja Vu All Over Again
By
Donna S. Robinson
| February 2, 2012
This is getting tiresome. The latest housing initiative announced yesterday by President Obama is just more of the same old thing. This time the major change is that the program has been "expanded" to allow for FHA (i.e. taxpayer) backing to refinance loans that were previously not insured by FHA. Do the banks themselves write this stuff?
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FED Says Atlanta, GA Prime Target For Converting REO's To Rentals
By
Donna S. Robinson
| January 11, 2012
A recent Federal Reserve report points out that Atlanta, GA is a prime candidate for a conversion program to turn those REO properties into rentals. The objective would be to cause rent rates to fall, while perhaps helping home prices increase or at least stabilize, for owner-occupant purchases.
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