When is the Right Time to Refinance to Pay Off Debt?

People have many reasons for refinancing their homes. Right now, taking advantage of low-interest rates to lower monthly payments is a good reason. Another good reason is when you need to raise cash for another purpose such as your child’s college tuition. Interest rates have been at historic lows for the past year but are

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Thinking of Accessing Your Home Equity? Things You Should Know

Before the recession, many people were able to tap into their home equity but all this changed during the last few years. However now house prices are recovering, more people have regained access to this source of funding that can help pay for renovations or big-ticket items, or to simply reduce debt. According to an

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Rising Mortgage Rates “Unlikely” To Affect Housing Recovery

Experts are predicting mortgage rates to will finally begin to pick themselves up later this year, and when they do, it’s likely that the higher rates will affect move-up home buyers and curb refinancings.

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