Buy A Home Without Qualifying, “Subject-To The Existing Mortgage”

Making an offer “subject to the existing mortgage”  is one of the best ways to buy a home if you can’t qualify for a new mortgage loan. Simply put, a buyer and seller agree that the seller will allow the buyer to take over the seller’s mortgage payment. Usually done for a period of one, 

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Raising Private Money To Finance Your Property Deals

It really is possible to raise money from private individuals to fund the purchase of an investment property, or to buy a home to live in. The key is to make the right presentation, and that presentation should be constructed with your potential lender in mind.

Baby Boomers Over Age 55 More Likely To Own And Invest In Real Estate

A recent article on doctorhousingboom.com clearly demonstrates the impact that boomers are having on the housing market. Boomers between the ages of 55 and 74 are much more likely to own additional residential property besides their personal home, and while some of these homes are vacation properties, most are likely to be held for use as rental property.

Real Estate Investing Strategies: Buy or Sell Subject-to The Existing Mortgage

In recent years buying property subject-to the existing mortgage has not been a “mainstream” strategy for real estate investors. Even so, it is a perennial favorite with “no cash no credit” buyers who want to buy a home but cannot or do not wish qualify for a traditional mortgage loan.

An Overview Of Real Estate Investing Strategies – Quick Turn, Quick Flip For Cash

In my previous article I did an overview of real estate investing fundamentals. With this article I’m beginning a series on the most popular investing strategies and taking a look at the underlying fundamentals that are essential for success. Quick Cash – (a.k.a. flipping, wholesaling, quick turn) – The primary strategy behind using a property

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Financing Your Next Home Purchase Without Credit Or Qualifying – Part 2

Read part two of our multi-series exploring new and creative ideas for financing your home purchase, that could get you out of a spot even if you’ve recently been through a foreclosure or short sale.

Ideas For Financing Your Next Home Purchase Without Credit or Qualifying

In part one of this multi-part series, we’re discussing various ways to creatively finance your next home purchase, even if you just went through a foreclosure last month. There are literally dozens of creative ways to purchase a piece of real estate, but your local mortgage lender does not want you to know that you can do so without jumping through endless “hoops” trying to qualify for a mortgage.

House For Sale: What Does It Take To Buy A Home?

When a home buyer sets out to purchase their first home they quickly discover that there are a lot of details involved. To make matters worse, the details vary depending on each individual buyers situation. While the general process is the same for each transaction, the details are likely to be somewhat different in each case.

How To Write “Subject-To” Offers

A “subject-to” offer simply means that the buyer is willing to purchase a piece of property “subject-to” some specific circumstance. Usually that circumstance will be the sellers existing mortgage. It can also be a variety of other things, but in most cases it’s always a bit of a gamble for the seller…

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