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Home Owners Insurance

15 Ways to Save Money on Your Homeowners Insurance

By Thomas O'Shaughnessy | July 17, 2023
Many people don’t think much about their homeowner's insurance at the closing table. It’s just one more expense of buying a house, another line item on a paper full of numbers. But it is important to know where your money goes — and how to keep more of it. Here are 15 ways to save […]
Home Owners Insurance

California homeowners are being dropped by their insurance companies. Here’s why and what you can do about it.

By RealtyBiz News | June 14, 2023
In most cases, the policyholder cancels an insurance policy. But what if your insurance company decides to drop you as a customer? This is the reality many shocked California homeowners are waking up to.  Between 2019 and 2020, over 400,000 California homeowners were informed that their home insurance policies were not being renewed. What’s behind […]
Home Owners Insurance

Protect Your Home from Flood Damage with Flood Insurance: What You Need to Know

By RealtyBiz News | April 14, 2023
Homeowners insurance is essential for protecting your property from a range of risks, including fire, theft, and natural disasters. However, many homeowners are unaware that standard homeowners insurance policies typically do not cover flood damage. With climate change leading to more severe weather events and flooding becoming more frequent, it's important to consider whether adding […]
Home Owners Insurance

How Does a Home Warranty Work, and What Does It Cover?

By RealtyBiz News | February 28, 2023
A home guarantee's inclusions and exclusions will help you choose the right plan for your house's maintenance and repairs. House warranties cover what exactly? Depending on the terms of your policy, it may or may not pay for major home appliances such as dishwashers and washing machines. However, it's essential to remember that many house […]
Home Owners Insurance

The Beginner's Guide to Homeowner's Insurance

By RealtyBiz News | January 29, 2023
Congratulations! You've finally found a home you like and put in an offer. If accepted, you'll be on your way to homeownership. As exciting as buying a home is, you also need to think about the logistics of owning a home. In addition to paying the mortgage and property taxes, you also need to have […]
mortgage insurance
Home Owners Insurance

How Long Does Private Mortgage Insurance Last?

By Jamie Richardson | August 30, 2022
Private mortgage insurance, also known as PMI, protects the lender in case the borrower defaults on their loan. Borrowers tend to try to avoid PMI because it is expensive, and it does not benefit the borrower who pays for it. On the other hand, some borrowers simply cannot buy a house without getting private mortgage […]
Home Owners Insurance

What Landlord Insurance is and Why it is Critical for Your Business

By Al Twitty | May 24, 2022
As a landlord, you know that many risks are associated with owning and renting out property. However, the last thing you need to worry about is whether or not your assets are protected in the event of an accident or liability claim. That's where landlord insurance comes in. Landlord insurance protects you from any potential […]
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