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US Real Estate
Lower Interest Rates Meaningless For Housing
By
Donna S. Robinson
| October 10, 2011
Featured News
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Real Estate
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Residential
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US Real Estate
Bernanke Admits Policy Failure, Then Asks For More Of The Same
By
Donna S. Robinson
| October 5, 2011
In today's report to congress, I could not help but notice two things. First, Fed Chairman Ben Bernanke was essentially admitting that his program to solve our economic problems with more spending is not working out very well. And it was painfully obvious that some if not most of the congressmen/women on the panel had […]
Real Estate
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Residential
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US Real Estate
A Sustainable Housing Market Means Lower Prices Are Necessary
By
Donna S. Robinson
| October 3, 2011
A recent survey of bank risk managers indicates that "Home prices are unlikely to recover before 2020 and mortgage defaults will persist for years..." It seems that the bad news for housing is that prices won't go up much for years to come. But from a fundamental standpoint, this is exactly what the housing market […]
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Residential
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US Real Estate
Perspective On The Housing Market - Localized Solutions Needed (Part 2)
By
Donna S. Robinson
| September 21, 2011
As I noted in part one of this two part commentary, the U.S. Housing market is not one big market, but rather a large collection of individual markets with individual problems which will respond best to individual solutions customized for a specific local market. With this fact in mind, I'd like to list some ideas […]
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Real Estate Investing
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US Real Estate
A Perspective On The U.S. Housing Market, We Need Localized Solutions (Part 1)
By
Donna S. Robinson
| September 19, 2011
As the U.S. "housing crisis" drags on, it's time to take stock of where we're at and take a closer look at what's really going on out there. There are several points I'd like to make about this market to add some balance to the discussion about what to do and how to "fix" the […]
Featured News
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Mortgage
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Real Estate
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Residential
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US Real Estate
Fed Study: Garnishing Wages Could Reduce Mortgage Defaults by 30%
By
Donna S. Robinson
| September 8, 2011
A "Working Paper" documenting a study of mortgage default has determined that two possible options for reducing mortgage defaults would be to increase the required down payment to 15% or garnish the wages of defaulting borrowers. The study, written by Juan Carlos Hatchondo, Leonardo Martinez, and Juan M. Sánchez, looks at an aggregate of data […]
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Mortgage
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US Real Estate
Two Thirds Of Potential Foreclosures Are Prime or FHA Insured - The FED
By
Donna S. Robinson
| September 6, 2011
Last week the Federal Reserve held a policy forum in Washington, DC called "The Housing Market Going Forward, Lessons Learned From The Recent Crisis". At this forum Fed Governor Elizabeth A. Duke gave a presentation entitled "Rebalancing The Housing Market". While much of the presentation centered on the current discussion of how to get housing […]
Mortgage
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Real Estate
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Real Estate Investing
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Residential
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US Real Estate
National Mortgage Complaint Center Issues Warning On U.S. Housing Market
By
Donna S. Robinson
| September 1, 2011
The National Mortgage Complaint Center, a consumer advocacy group that tracks and responds to complaints in the U.S. residential mortgage market, is warning of further declines in the U.S. housing market. The group is asking the congress to immediately introduce legislation to restore buyer tax credits. But unlike the original buyer tax credit from the […]
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