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Comparing Condos and Townhomes: Upsides and Downsides Explained

By Bill Gassett | July 17, 2023

When choosing a residential property, individuals have various options, with condos and townhomes being two popular choices. Both offer unique advantages and considerations, making it essential to understand each condo vs. townhouse's pros and cons before deciding.

We will delve into the details of a townhouse vs condo, enabling you to make an informed choice based on your lifestyle, preferences, and financial situation.

Ultimately, you may decide there are not enough differences between these housing choices for it to matter.

Pros and cons of a townhome vs condo

Condo Living: Pros and Cons

Condo living offers a low-maintenance lifestyle, shared amenities, and a prime location, but it may sacrifice privacy and involve monthly association fees. The convenience of shared maintenance tasks and access to amenities can enhance the quality of life for residents.

However, the proximity to neighbors and shared walls can compromise privacy, and HOA fees should be carefully considered.


There are many things to know when buying a condo. Here are some of the primary advantages.

Low Maintenance

One of the primary benefits of living in a condo is its low-maintenance lifestyle. Condo owners typically share the responsibility for maintenance tasks, such as exterior repairs, landscaping, and common area upkeep, through the homeowner's association (HOA).

This convenience particularly appeals to those who prefer to spend their time and energy on something other than property maintenance. Instead, they can focus on their personal pursuits, work, or leisure activities.


Depending on the development and location, condos often have various amenities. These amenities may include swimming pools, fitness centers, clubhouses, rooftop gardens, and communal spaces for socializing.

Such facilities enhance the quality of life for condo residents, providing recreational opportunities and fostering a sense of community. Enjoying these amenities without the hassle of maintenance or extra costs can be a significant advantage for individuals who value convenience and a well-rounded lifestyle.


Condos are standard in urban or suburban areas, often close to entertainment venues, shopping centers, restaurants, and public transportation. This prime location offers convenience and accessibility, making it easier to access amenities, commute to work, and enjoy a vibrant urban environment.

Condo living is particularly suitable for those who value the excitement and convenience of city life or prefer to be near essential services and entertainment options.


Limited Privacy

Living in a condo means sharing common spaces, walls, and sometimes even ceilings or floors with neighbors. While this fosters a sense of community and can lead to valuable social interactions, it can also compromise privacy.

Noise disturbances from adjacent units, common hallways, or shared facilities can be a consideration for those seeking solitude or a quieter living environment. Additionally, limited outdoor space and the potential for overlooking neighboring units may impact the condo's level of privacy.

Association Fees

Condo living often involves monthly association fees, also known as maintenance or HOA fees. These fees cover shared expenses, such as building insurance, standard area maintenance, utilities, and sometimes even amenities.

The amount of these fees can vary greatly depending on the size of the development, the range of amenities provided, and the overall financial health of the HOA. It is crucial to carefully review and understand these additional costs to ensure they align with your budget and financial situation.

Sometimes potential buyers believe that very low HOA fees are a significant selling feature. It can be; however, checking the financials to ensure the reserve funding is stable is vital.

Reviewing restrictive covenants to ensure you can live with them is also essential.

Townhome Living: Pros and Cons

There are certainly pros and cons to buying a townhouse.

Townhome living provides ownership, autonomy, more living space, and a sense of community, but it requires more maintenance responsibilities and may have potential noise concerns.

Customizing the living room and enjoying private outdoor areas is a significant advantage. However, homeowners are responsible for maintaining their exteriors, and shared walls can result in noise transfer between units.


Ownership and Autonomy

Unlike condos, townhomes typically offer individual ownership of the unit and its land. This means that townhome owners have greater control over their property and can modify it according to their preferences.

They can personalize their living space, customize the interior design, and even have outdoor areas like patios, balconies, or gardens. This autonomy often appeals to individuals who want the freedom to shape their living environment.

Space and Privacy

Townhomes generally provide more living areas compared to condos. They are typically multi-level dwellings, offering multiple floors, bedrooms, and bathrooms.

The additional square footage allows for greater privacy and separation of living areas, making townhomes suitable for families or individuals who value their personal space. Private outdoor areas also contribute to a sense of privacy and the opportunity for outdoor activities or gardening.

Community Feel

While townhomes provide a greater understanding of privacy than condos, they still offer a community feel through shared walls and often shared amenities or common areas. The close proximity of neighboring units can foster a sense of belonging and create opportunities for social interactions with neighbors.

This community aspect can be particularly beneficial for individuals who desire a close-knit neighborhood environment and the potential for social connections.


Maintenance Responsibilities

Unlike condos, where the HOA typically handles exterior maintenance and repairs, townhome owners are generally responsible for maintaining their exteriors. This includes tasks such as landscaping, roof replacement, and exterior painting.

While this provides more autonomy, it also requires more time, effort, and potentially additional costs on the homeowner's part. Those who prefer a low-maintenance lifestyle or need more time or inclination for ongoing maintenance may find this aspect of townhome living burdensome.

Potential For Noise

Shared walls in townhomes can result in noise transfer between units. Depending on the construction quality and soundproofing measures taken during the building process, noise disturbances can be a consideration.

Assessing the construction quality, insulation, and noise reduction features is crucial to ensure a comfortable living environment. Additionally, being close to neighbors can sometimes lead to disturbances or conflicts, which should be considered when considering townhome living.

Final Thoughts Townhome vs. Condo

Choosing between a townhouse and vs condo is a decision that requires careful consideration of various factors. Condo living offers convenience, low maintenance, a range of amenities, and a desirable urban or suburban location. However, it may compromise privacy and entail monthly association fees.

On the other hand, townhomes provide ownership, autonomy, more living space, and a community feel while requiring greater maintenance responsibilities and potentially having noise concerns.

To make an informed decision, it is crucial to assess your priorities, evaluate the advantages and disadvantages of each option, and consider how they align with your lifestyle, preferences, and financial situation.

Ultimately, finding the right home is about creating a comfortable and enjoyable living environment that suits your needs and enhances your overall quality of life.

Bill Gassett is an authority in the real estate industry with 38 years of experience. Bill is well respected for his informative articles for buyers, sellers, and fellow real estate agents to make sound decisions. His work has been featured on RIS Media, the National Association of Realtors, Inman News, Newsbreak, Credit Sesame, Realty Biz News, and his own authoritative resource, Maximum Real Estate Exposure. He has been on of the top RE/MAX agents in New England over the last two decades.
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