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What to Know Before Buying Real Estate in San Diego

By Guest Author | January 9, 2012

San Diego is a wonderful place to live. The birthplace of California, and the second largest city in the state, you might think that crime, unemployment and other issues that commonly affect big cities are a problem. But it isn't. In 2010, San Diego was named the ninth safest city in the country, and jobs in defense, tourism, international trade, manufacturing, research and biotechnology keep the economy solid.

San Diego Marina

San Diego Marina - Courtesy © Armin Sepp -

With a population of just over 1.3 million people, the San Diego real estate market has lots to offer home buyers. San Diego is home to the single wealthiest community in America, according to the U.S. Census Bureau. Rancho Santa Fe real estate is coveted by luxury home buyers due to its proximity to the beaches, the incredible estates available and the strict building and development codes.

When buying real estate in the San Diego area, there are affordable opportunities even in upscale neighborhoods like Rancho Santa Fe. You just need to know what to look for.

Great Buys

The Covenant that oversees development and renovation in Rancho Santa Fe doesn't apply to every single neighborhood in the area. Many properties lie well within the beauty and safety of this San Diego community, yet outside the borders of the Covenant. These homes offer all the benefits of living within the Ranch, yet cost far less than comparable homes within the boundaries of the Covenant. When you find one, grab it. They go fast.


Another benefit to Rancho Santa Fe real estate is the feeling of a rural area so close to the city. As you stroll through orange groves, eucalyptus covered hills and quiet walking trails, it is impossible to believe that you are just minutes from San Diego by highway. These properties are also close to some of California's best beaches, world-class golf courses, one of the country's best equestrian centers and excellent shopping and dining opportunities.

Privacy and Safety

Even in the ninth safest city in the United States, crime does happen. Most of the communities in Rancho Santa Fe are gated, and many have full-time security guards on duty. Some estates have private gates in addition to the main gate to the neighborhood. If privacy and security are important to you, this is something to consider. Many celebrities, high-ranking government officials and wealthy businessmen choose this area to protect themselves as well as their families.


It is one thing to purchase a home in a neighborhood that looks good now, but what about five years from now? Ten years? Twenty? When you invest in luxury real estate, knowing that the area will be as attractive in the future as it is today is important. The strict codes defined in the Covenant and enforced by the Association have kept the area remarkably unchanged since the 1930s. And the Association and residents of Rancho Santa Fe are committed to keeping it that way.

Before buying real estate in San Diego, take a look at opportunities that await you in Rancho Santa Fe.

This is a guest post from Alex Spyrakos. Alex has traveled the country looking for incredible real estate opportunities and is always drawn back to the San Diego area. Make sure you have this gorgeous location on your list of areas to check out.

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