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US Real Estate
New 15-Year 'Wealth-Building' Mortgage for Low-Income Buyers?
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Mike Wheatley
| October 7, 2014
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With DeMarco out the Way at FHFA, it's Back to Business as Usual
By
Donna S. Robinson
| June 3, 2014
Whether these policies are "misguided" or "guided by a higher power" ( i.e. wall street bankers), it is clear that the Obama Administration has no intentions of correcting any of the problems that led to the 2008 housing crisis.
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AEI Study Shows How FHA Financing Is Destroying Thousands Of Neighborhoods
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Donna S. Robinson
| December 24, 2012
According to American Enterprise Institute Fellow, Edward Pinto, the FHA mortgage insurance program is helping to destroy the neighborhoods that FHA is most heavily involved in. A detailed study of FHA lending practices and default rates shows that lower income borrowers and home owners with FHA loans are much more likely to default on their loans.
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FHA Delinquencies Surge To Record Levels In 3rd Quarter 2012
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Donna S. Robinson
| October 26, 2012
For the first 20 years of it's existence the Federal Housing Administration, created in 1934, enjoyed a delinquency rate of 0.2%. As of September 2012, the delinquency rate has surged to a record 17.3%. Compare that to less than 2% for privately insured mortgage company, MGIC.
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