Mortgage, US Real Estate

Fannie and Freddie Could Raise Fees in 2012

By Mike Wheatley | September 21, 2011
Analysts believe that the government may need to charge higher fees to lenders and increase mortgage insurance from borrowers in order to guarantee loans when they go ahead and overhaul Fannie Mae and Freddie Mac – a move that could lead to increased borrowing costs. The government is trying to boost competitiveness within mortgage markets, […]
Mortgage, Real Estate, Residential, US Real Estate

Federal Housing Finance Agency To Sue Big Banks Over Toxic Mortgages

By Donna S. Robinson | September 3, 2011
The New York Times is reporting that the Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, is planning to sue more than a dozen big banks for misrepresenting the quality of mortgages that were sold at the height of the housing boom. The suit alleges that the banks who packaged and sold […]
Mortgage, Real Estate, Real Estate Investing, Residential, US Real Estate

FHFA Press Release - 250,000 Foreclosures Converted To Rentals?

By Donna S. Robinson | August 12, 2011
In a press release dated August 10, 2011, The Federal Housing Finance Agency is seeking comment on the idea of transitioning foreclosed homes into rental property, by selling the houses off to investors, who would then be required to offer them as rental property. FHFA oversees Fannie Mae and Freddie Mac, the two GSE's who […]
Real Estate, Residential, US Real Estate

Rural US States Staging a Recovery

By Allison Halliday | June 30, 2011
Although the national housing market is still treading water, rural states appear to be faring a little better, according to economic forecasters.   Certain states such as Alaska, Iowa, North Dakota and South Dakota have economies which are dependent on sectors which are performing more strongly, such as energy, agriculture or industry. Although house prices […]

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