Has The QM Rule Had Any Impact So Far?

In January, the qualified mortgage rule, knows simply as the QM Rule, took effect. The new legislation aims to protect consumers by strengthening underwriting standards.

Latest Housing Data – 73% of Surveyed Markets Show Price Decreases

According to the latest housing data for the second quarter of 2011, from the National Association of Realtors, housing prices on average continue to edge lower in almost 3/4 of the markets surveyed. While 27% of markets showed a very small increase in average selling prices, overall the data still indicates that housing will continue

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