New UltraFICO credit scoring model promises to extend credit access to millions

Experian, FICO and Fincity are touting a new credit scoring model they say can increase access to credit for millions of U.S. citizens. UltraFICO, as the new model is known, takes into account more than just the information reported to the three main credit scoring agencies, Experian, Equifax and TransUnion. It also looks at consumer’s

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Fannie Mae to ease mortgage requirements from next month

Fannie Mae, the government sponsored financing organization, has said it plans to ease its credit requirements from next month.

Why Is a Tip Top Credit Score Important?

It is no secret that today’s economy is as challenging as at any time for the potential home buyer. Forget what sellers are going through now, if your credit is even a bit tarnished you may stand little or no chance of buying a home. And this is the way it may be for the foreseeable future. Here are some tips about credit you may not know.

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