Which is Better – A Personal Loan or 0% APR Credit Card?

Whether you are trying to save a down payment for a first home or need to get better control of your household budget, loan consolidation can be at least part of the answer. The other part of the answer is usually spending less than you earn. Here, we take a look at the differences between

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Signs Credit Card Debt is Getting Out of Hand

OK, so your ends are still meeting, but just barely. You’re praying nothing entailing a large expense happens because you don’t know how you’ll handle it. The credit cards that seemed like a good idea way back when now have significant outstanding balances and you’re questioning whether or not they really were a smart choice.

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What Makes Credit Card Debt Particularly Dangerous?

All debt is not created equally. At first glance, two consumers with the same amount of debt might seem like they’re in the same financial boat. But this is like comparing apples to oranges; $25,000 in student debt is by no means the same as $25,000 in credit card debt. Credit card debt is a

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