A Home Equity Loan and a Home Equity Line of Credit (HELOC) are not the same thing. In general, a home equity loan is a better financial tool for most consumers. Both are ways to finance large expenses by borrowing against the equity in your home minus closing costs. Equity is the difference between what
Using a credit card to finance your home renovation project might not be a smart idea
April 28, 2017 by
Using your credit card to finance home repairs will almost certainly cost more.
How to Get Financing Your New Home Purchase
December 4, 2013 by
Like with so much else in personal finance, getting the best possible deal on a mortgage depends on preparation, comparison and timing. Not only is it important to get your financial house in order before applying, but you must also carefully determine how much house you can afford, cast a wide net when it comes
Tips and Tools for Simplifying Your Finances
January 16, 2013 by
One of the most difficult organizational tasks for many people is getting hold of and managing their personal financial data. The economy and other demands on household and personal finance are one thing, but simply organizing bank accounts, credit cards, interest rates, and a myriad of other finances to be juggled… Well, you already understand.
How to Pay For Your Home Improvement Project?
July 23, 2012 by
Home improvement projects are always fun and refreshing for everyone but your pocket. Many people undertake a home improvement project and then give up on it midway because they don’t find good financing alternatives. Some don’t even think about it because of the same reason.
Cure Your Holiday Spending Blues This Year
January 6, 2012 by
The holidays are winding down until Easter, your pocketbook is as thin as it gets all year, and with all the things to do around the house you wonder how to make ends meet. Well, this is the best time of the year to transform your household from one of over-spenders to smart spenders as your New Year’s resolution.
