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Mortgage, Real Estate

Relaxed rules boost "millions" of consumer's credit scores

By Mike Wheatley | August 16, 2018
Millions of consumers’ credit scores have increased following an overhaul in the way the major credit report agencies factor in negative information about their histories.
Mortgage

FHFA suspends plans to update its credit scoring model

By Mike Wheatley | July 28, 2018
This week it was revealed that an initiative to update the Federal Housing Finance Agency’s credit score model, which is used by both Fannie Mae and Freddie Mac, is being suspended.
Mortgage, US Real Estate

Does the availability of mortgage credit impact presidential elections?

By Mike Wheatley | July 20, 2018
A new research paper suggests that changes in the availability of mortgage credit can have an impact on voting patterns during U.S. presidential elections. The paper, written by researchers Alexis Antoniades of Georgetown University and Charles W. Calomiris of Columbia University, analyzed swings in mortgage credit to see if they had any impact on voter’s […]
Mortgage, US Real Estate

Some consumers could see their credit scores jump higher

By Mike Wheatley | April 18, 2018
Consumers with low credit scores could soon have something to cheer about with the news that the three major credit reporting agencies in the U.S. are to implement policy changes that could lift their scores.
Home Buying

How Your Credit Score Plays a Role When Buying a Home

By Lizzie Weakley | January 9, 2018
There are several factors that go into the decision to approve or deny your mortgage request when you buy a home: your income, your debts, the appraisal on your chosen home, and your credit score are just some of the factor
Real Estate Resource

3 Solid Ways to Get a Mortgage Loan Approval

By Jamie Richardson | October 13, 2017
Truth be told. Owning a home is a beautiful thing. In fact, it’s the one biggest expenses you’re likely to experience in your lifetime. But before you get there, certain financial issues
Mortgage, Real Estate, US Real Estate

Lenders are easing standards, making it easier to obtain a mortgage

By Mike Wheatley | September 28, 2017
Government-backed mortgage services Fannie Mae says that lenders are easing their standards for consumers to qualify for a mortgage.
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