Energy is a necessary utility to heat and power our homes, but that doesn’t mean that we don’t have to pay for it. In fact, many homeowners are paying much more than they actually have to when it comes to their monthly energy utility bill. I
Research Shows It Takes More Than a Decade To Save for a Down Payment
November 10, 2014 by
First-time buyers have a whole lot of saving to do — possibly more than a decade of saving for a home purchase. It can take, on average, 12.5 years for first-time buyers to save a 20 percent down payment
Boomers And Reverse Mortgages – Another Crisis In The Making?
March 20, 2014 by
Every time I see one of those reverse mortgage commercials on television – especially the one with Fred Thompson – I have to fight the urge to throw something at the TV. I’ll come out of the closet and admit it, I hate reverse-mortgage commercials with a passion that is difficult to describe. For one
Tips and Tools for Simplifying Your Finances
January 16, 2013 by
One of the most difficult organizational tasks for many people is getting hold of and managing their personal financial data. The economy and other demands on household and personal finance are one thing, but simply organizing bank accounts, credit cards, interest rates, and a myriad of other finances to be juggled… Well, you already understand.
Will Zero Percent Interest Rates Force Older Homeowners Into Reverse Mortgages?
November 21, 2012 by
I can honestly say that the current state of the housing market in the U.S. is unlike anything we’ve ever seen in it’s history. Though the Federal Reserve has implemented one round of money printing after another, with unprecedented amounts of cash going to help bolster the secondary mortgage market, housing is still barely conscious
Investing in Property in Place of a Pension
September 26, 2012 by
With a significant decrease in defined benefit schemes and more emphasis being placed on defined contributions as pension provisions, the responsibility for investing for the future is increasingly shifting from the employer to the employee. Taking responsibility for how your pension contributions are invested can be daunting and require significant research and investigation.
Raising Money for Your Home in 2012
February 18, 2012 by
First time buyers are facing lots of challenges at the moment, especially with economic climate being the way it is. Some of the challenges include raising finance, raising cash for a decent deposit and improving your credit ratings to guarantee a good mortgage rate. There are several things you can do to help this journey become easier and to help you in your dream of purchasing your first home. Here we’ll run through some options and advice you can follow, to improve your chances of securing your dream house as soon as possible.
Heat Your Home for Less
December 20, 2011 by
As we are quickly getting deeper into the winter season, it is inevitable that those of us who live in areas that suffer from the colder conditions are going to be heating our homes significantly more. The cold winter nights have a tendency to sap the heat from our houses and leave us little choice but to leave a heater or two on to ensure the temperature is suitable for the mornings.
Latinos Express Growing Concerns Over Housing Crisis
April 7, 2011 by
ImpreMedia released the results of its new survey indicating that Latinos in the United States have serious concerns about the housing market, largely due to the ongoing foreclosure crisis. Although 72 percent believe they have reached or can reach their “American Dream”, only 47 percent include owning a home as part of that dream. Furthermore,
