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Go-To Experts: Kris Lindahl Talks About the COVID-19 Wolf At the Door

By Phil Butler | August 19, 2020
Realty Biz News talks with Kris Lindahl about the pitfalls and possibilities of a post-COVID-19 market.
Mortgage, US Real Estate

Borrowers are increasingly keeping up with mortgage payments, but for how long?

By Mike Wheatley | March 6, 2019
The number of Americans who’re keeping up with their mortgage payments has hit a twenty-year high, according to data from the Mortgage Bankers Association. The MBA notes that delinquency rates are a key measure of economic success, and are closely watched by economists. It says the last time that a significant number of borrowers stopped […]
Mortgage

Don't worry about adjustable-rate mortgages, experts say

By Mike Wheatley | February 6, 2019
Housing analysts have raised concerns that borrowers are becoming increasingly reckless when taking out so-called adjustable-rate mortgages, similar to the way they were abused in the years before the Great Recession more than a decade ago. The problem is that borrowers are asking for much higher loan amounts than they have been in recent years. […]
Mortgage, US Real Estate

New Mortgage Loan Disclosure Rules Have Rough Beginning

By Brian Kline | November 14, 2015
New mortgage disclosure rules that were slated to come into effect in August were postponed until early October because the industry wasn't ready. The rules did take effect in early October. As we enter the middle of November, mortgages written in early October are beginning to close. The biggest change is the “Know Before You […]
Real Estate, US Real Estate

FHFA Plans to Ease Lending Standards

By Mike Wheatley | October 22, 2014
Federal Housing Finance Agency Director Mel Watt on Monday announced plans to expand home buyers' access to mortgages by loosening up lending standards. During the Mortgage Bankers Association's annual conference, Watt said FHFA will release guidelines "in the coming weeks" to allow increased lending to borrowers with down payments as low as 3 percent. FHFA, […]
Mortgage, US Real Estate

Mortgage Credit Availability Reaches 3-Year High

By Mike Wheatley | April 14, 2014
Access to mortgage credit is at its highest level in at least three years, and credit standards are expected to loosen even more this year, according to a newly-released index by the Mortgage Bankers Association.
Mortgage, US Real Estate

Rising Mortgage Rates "Unlikely" To Affect Housing Recovery

By Mike Wheatley | January 7, 2013
Experts are predicting mortgage rates to will finally begin to pick themselves up later this year, and when they do, it’s likely that the higher rates will affect move-up home buyers and curb refinancings.
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