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Mortgage

Enjoy Your Retirement Years with a Reverse Mortgage

By Dean Signori | July 20, 2019
Is retirement is just around the corner for you and you are planning all the wonderful things you can do with your free time, vacations, grandkids, hobbies, home improvements and travel? But even though you have paid off your mortgage, cash may be a little bit tight to do many of the things you want? […]
Mortgage, Residential

Mortgage Too High? How to Refinance Your Home

By Hannah Whittenly | April 11, 2017
When you secure a mortgage for a new home or for one that you already own in order to make improvements or to cover an emergency, you might think that you can afford the rate that is offered. After a few years of paying the same rate,
Mortgage, Residential

What to consider with a Second Mortgage

By Brian Kline | March 7, 2017
However, some homeowners that have gotten over the huge bust of the last of the last cycle when so many home values went underwater are again considering second mortgages.
Mortgage

Second Mortgage Delinquencies are Going Up

By Brian Kline | July 21, 2016
Part of the lingering effects of the Great Recession are second mortgages that were taken out at the height of home mortgages. Most second mortgages are for ten years and these are coming due in full right about now. The year 2005 saw approximately 850,000 seconds taken out followed by about 1.5 million in both […]
Mortgage

A Wrap Around is Not a Second Mortgage

By Brian Kline | June 16, 2016
There are naysayers that don't like wrap around mortgages because in their confusion they think they are nothing more than a second mortgage carrying a high risk for the "seller-lender". These people are wrong. A wrap around is much more secure than a second mortgage and offers significant financial benefits to the seller-lender. Let's begin […]
Featured News, Investing, US Real Estate

Real Estate Selling Skills For Investors

By Donna S. Robinson | September 28, 2012
When it comes to the skills involved in selling residential real estate, we tend to think of real estate agents and the general class of sales skills that go with being a licensed sales person. On the other hand, real estate investors are not out to get listings or drive buyers all over town viewing dozens of different properties, they are about getting their specific property sold...
Featured News, Mortgage, Real Estate, Residential, US Real Estate

Fannie and Freddie Mortgage Write Downs - Another Bailout For Big Banks

By Donna S. Robinson | March 26, 2012
Fannie and Freddie regulator Edward DeMarco, the acting Director of FHFA, is taking a lot of heat for his reluctance to write down first mortgages for underwater homeowners. But DeMarco is rightly pointing out that the push to write down the first mortgages is merely a form of protectionism for the four largest banks in the U.S. - JP Morgan Chase, Wells Fargo, Citigroup, and Bank of America.
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