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Mortgage, US Real Estate

FHA announces tougher underwriting standards for high-risk loans

By Mike Wheatley | March 27, 2019
New lending rules announced by the Federal Housing Administration this week could put as many as 50,000 mortgages a year in jeopardy, reports say. The FHA is the government body that insures mortgages for first-time buyers and also “high risk” borrowers with low credit scores and higher payments relative to their incomes. This week however, […]
Brokerage, Real Estate Agents, US Real Estate

Why one real estate agent rejected higher bids in favor of an all-cash offer

By Mike Wheatley | July 26, 2017
Dallas-based real estate agent Laura Barnett didn’t anticipate quite so much interest in a listing she put on the market just three weeks ago.
Crowdfunding, Featured News, Real Estate Investing, US Real Estate

The dangers of crowdfunded real estate investment projects

By Mike Wheatley | August 7, 2015
RECFunds are often a good bet for investors, especially those who might be unable to obtain financing using traditional methods, but that doesn't mean they are completely risk free.
Mortgage, US Real Estate

Can't get a Mortgage? Try a Bigger Lender

By Mike Wheatley | July 29, 2014
Demand for mortgages rose during the second quarter, but a strong divergence between larger and smaller lenders in underwriting credit standards is appearing.
Featured News, Real Estate, US Real Estate

Skip the Prelisting Appraisal; Hire the Appraiser as a Consultant

By Hank Miller | July 15, 2013
Should a home seller get a pre-listing appraisal? Only if its usefulness is kept in context, otherwise, it’s likely to be a waste of money. As both an active certified appraiser and associate broker I always try to find why the question was asked before answering it. Many times, having an appraiser as a “consultant” is far better than having them complete just an appraisal.
Real Estate Technology, US Real Estate

Heartbreak Hotel Awaits Some Spring Home Sellers

By Guest Author | January 24, 2013
Over the next few months, many sellers will have their hearts broken. This will be primarily self-inflicted but much of it enabled by collaborating real estate agents. The hurt will come as a result of the positive real estate news splashed across the headlines.
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