Real Estate Marketing & Beyond

Featured News, US Real Estate

President Trump, Dodd-Frank, Fannie and Freddie

By Brian Kline | July 6, 2017

Featured News, Residential, US Real Estate

Dodd-Frank Act set to be overhauled following House vote

By Mike Wheatley | June 12, 2017

The House voted on Thursday to roll back many of the banking rules under the Dodd-Frank Act of 2010, which increased regulatory oversight of financial institutions.

Does the Federal Dodd-Frank Act Really Make Sense for Seller Financing?

By Brian Kline | September 23, 2014

If nothing else, the Dodd-Frank Act certainly complicated issues around seller financing. The overall intention was to protect consumers from getting into loans that they were not likely to be able to repay. That's all fine and good. However, the convoluted law may be doing more harm to difficult to qualify people than it's doing […]

Real Estate, US Real Estate

Federal Housing Policy Threatening To Permanently Undermine Housing Market Stability

By Donna S. Robinson | March 3, 2014

Think the days of risky subprime loans are behind us? Now that Dodd-Frank has been implemented, a lot of the talk has been about The "Qualified Mortgage Rule". Supposedly this new rule known as "QRM" is going to protect consumers from lenders who are willing to make reckless, high cost loans to unsuspecting borrowers. Here […]

Featured News, Investing, Real Estate, Realtors, Residential, US Real Estate

Taxpayers On Hook As Government Insured Lending Spins Out Of Control

By Donna S. Robinson | March 24, 2012

Even as government agencies settle mortgage and foreclosure related lawsuits, the Dodd-Frank legislation takes effect and the nation grapples with the fallout from the largest credit crisis in U.S. history, the truth is we're no better off today than we were when this entire mess began to unravel back in 2007.

Featured News, Real Estate, Residential, US Real Estate

Bernanke Admits Policy Failure, Then Asks For More Of The Same

By Donna S. Robinson | October 5, 2011

In today's report to congress, I could not help but notice two things. First, Fed Chairman Ben Bernanke was essentially admitting that his program to solve our economic problems with more spending is not working out very well. And it was painfully obvious that some if not most of the congressmen/women on the panel had […]

Featured News, Mortgage, Real Estate, Real Estate Investing, Residential, US Real Estate

A Perspective On The U.S. Housing Market, We Need Localized Solutions (Part 1)

By Donna S. Robinson | September 19, 2011

As the U.S. "housing crisis" drags on, it's time to take stock of where we're at and take a closer look at what's really going on out there. There are several points I'd like to make about this market to add some balance to the discussion about what to do and how to "fix" the […]

Featured News, Mortgage, Real Estate, Residential, US Real Estate

Fed Study: Garnishing Wages Could Reduce Mortgage Defaults by 30%

By Donna S. Robinson | September 8, 2011

A "Working Paper" documenting a study of mortgage default has determined that two possible options for reducing mortgage defaults would be to increase the required down payment to 15% or garnish the wages of defaulting borrowers. The study, written by Juan Carlos Hatchondo, Leonardo Martinez, and Juan M. Sánchez, looks at an aggregate of data […]

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