Real Estate Marketing & Beyond

Planning to Buy a Home? EPM Offers Expert Advice to Help You Make the Right Choice

By Jamie Richardson | December 31, 2020

mortgage

Real Estate Resource

6 Mistakes First-Time Home Buyers Make in the Mortgage Process

By Jamie Richardson | December 31, 2020

As first-time homebuyers begin the tedious, complicated journey into homeownership, many find themselves overwhelmed and defeated by long to-do lists. Finding a home within a limited budget, scrounging for down payment funds, and desperately attempting credit score revival are all familiar stressors for first-time buyers. Many newbies flock to mortgage loan companies for assistance in […]

Tips for Obtaining a Mortgage During Retirement - You Need a Strategy

By Brian Kline | October 20, 2020

You’ve been working all of your life and living within your budget. You’ve never had trouble qualifying for a mortgage because your credit rating was high, your debt-to-income ratio was good, and you bought a house that you could afford. Now you’re fully retired and want to sell the old family home that still has […]

Home Buying, US Real Estate

First-timebuyers may consider moving to lower-cost areas as challenges mount

By Mike Wheatley | October 16, 2020

Younger people are facing a problem, with rising home pricing meaning that the down payment requirement is getting higher, and many are unable to afford it. The National Association of Realtors says the median home price in the U.S. is now $350,000, which means the average buyer would need to pay $70,000 as a deposit […]

Mortgage, Real Estate

Some home sellers are insisting on pre-approval letters before you can take a tour

By Mike Wheatley | July 10, 2020

With home sellers nervous about the coronavirus, many are trying to limit the number of interested buyers from walking through the door for an in-person tour. As a result, some real estate agents have suggested to their clients that they limit in-person tours to people who can show they’ve been pre-approved for a mortgage. A […]

Indications of What’s to Come in the Residential Market

By Brian Kline | May 20, 2020

Rents, mortgages, and mortgage applications are key indicators for the health of the residential real estate market. As the battle against the virus roars on and the economy begins taking baby steps towards reopening, here are some of the first numbers showing what is in front of the industry. Delayed Mortgage Payments by the Millions […]

Ways to Pay Off Your Mortgage Faster

By Brian Kline | May 15, 2020

There are several ways you can pay your mortgage off faster and save thousands if not tens of thousands of dollars in interest payments. None of these methods requires that you pay a third party to do it for you. It’s simple to do it yourself without the cost of paying someone or risk being […]

Real Estate Resource

6 Reasons to Talk to a Lender Before You Start House-Hunting

By Jamie Richardson | April 23, 2020

Buying a house is the ultimate dream of many people. Nowadays, the choice of property you can own is huge. Many things are put under scrutiny: the location, area, style, age, et cetera. In addition, many steps should be taken before one decides which house to buy. Some people decide to save money first and […]

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