What does suburbs mean?
Home Buying, US Real Estate

Pros and Cons of Living in The Suburbs

By Bill Gassett | August 29, 2023
In the tapestry of modern living, the term "suburban area" has become a familiar thread. Nestled between the bustling urban landscapes and the serene rural expanses, suburban areas carve out a unique space in our society. We will delve into the intricacies of suburban living, from its definition to its pros and cons, helping you […]
Plot plan vs site plan
Home Buying, Home Sales, US Real Estate

How Do Plot Plans and Site Plans Differ?

By Bill Gassett | August 28, 2023
Understanding the difference between a plot and site plans is essential in the construction and property development industry. A site plan outlines the layout of a property, including structures and landscaping, while a plot plan focuses on the specific boundaries and measurements of a land parcel. Knowing when to use each plan and how they […]
Mortgage Pre-Approval Expired
Home Buying, Mortgage, US Real Estate

What to Do if Your Pre-approval For a Mortgage Expires?

By Bill Gassett | August 21, 2023
When your mortgage pre-approval expires, it can impact your home-buying process. A pre-approval is crucial in determining your loan eligibility and understanding your purchasing power. It involves submitting documentation for a thorough financial review by a lender. It's essential to be aware of the expiration date set by your lender, which is typically based on […]
How to Prepare to get Pre-Approved For a Mortgage
Home Buying, US Real Estate

Preparing to Get Pre-Approved For a Mortgage

By Bill Gassett | August 20, 2023
Mortgage pre-approval is an essential step when buying a house. It gives you a clear understanding of your budget and helps you make informed decisions when searching for properties. During pre-approval, lenders carefully evaluate your financial information, including income, assets, credit history, and other relevant details. This thorough assessment determines how much you can borrow, […]
Home Buying

Home Equity Loans and Rates: Your Complete Guide to Exploring Options

By Catherine Tims | August 16, 2023
Home equity loans are a popular option for homeowners who want to tap into the equity they've built up in their homes. These loans allow you to borrow money using your home as collateral, and they can be used for a wide range of purposes, including home improvements, debt consolidation, or even paying for major […]
Home Buying

Should I hire a real estate attorney to understand more about mortgage terms?

By RealtyBiz News | August 10, 2023
Hiring a real estate attorney can be beneficial in many scenarios, but whether or not you should hire one largely depends on your specific situation and the complexities involved. Here's a breakdown to help you decide: Benefits of Hiring a Real Estate Attorney: When It Might Not Be Necessary: Considerations: In conclusion, while a real […]
What HOA Reserves Cover
Home Buying, US Real Estate

What Capital Expenditures Do Reserve Funds For an HOA Cover?

By Bill Gassett | August 9, 2023
HOA reserve funds are crucial for maintaining and replacing community assets. These funds cover expenses like asphalt street replacements, new recreational areas, and significant landscaping projects. Finding out if a community has adequate capital reserves is one of the most vital questions when buying a condo. HOAs conduct reserve studies to assess future costs associated […]
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