Investing, US Real Estate

Why Housing Needs Higher Interest Rates

By Donna S. Robinson | February 17, 2014
1. Help Reign In Rampant Speculation Speculation on the most massive scale in human history is taking place in virtually all of America's major cities today. Fueled by trillions of dollars at near-zero interest rates, courtesy of the Federal Reserve. Tens of billions of dollars monthly, is being loaned to recently created, (i.e.  no track […]
Residential, US Real Estate

What Do Rising Prices Have To Do With A Housing Recovery? Nothing.

By Donna S. Robinson | February 12, 2014
In the wake of the housing market crash of 2008, those with a direct interest in the housing industry are bound and determined to to create a housing recovery, even if they have to make it up. I have in front of me at this moment, exhibit "A": A classic example of manufactured "evidence" that […]
Mortgage, US Real Estate

Mortgage Rates Aren't Up Yet, But It's Only A Matter Of Time

By Mike Wheatley | February 5, 2014
The word from the expert's mouths was that mortgage rates were set to rise sharply as we entered 2014, but up until now we've yet to see any sign of that. Indeed, quite the opposite has happened, with mortgage rates staying flat or in some cases slipping even lower, while a 30-year fixed rate mortgage in the US continues to average just over 4.5 percent.
Investing, Real Estate Investing, US Real Estate

2014 - A Time for Change In the Real Estate Market

By Brian Kline | December 20, 2013
It's time to look ahead to 2014 and what is coming in the real estate market. The Urban Land Institute recently released it's closely followed annual "Trends in Real Estate 2014 Report". While most investors are interested in their local market, this report looks at the big picture. Something all investors need to stay aware […]
Residential, US Real Estate

Reasons Why Buyers Back Out of Deals

By Brian Kline | December 5, 2013
There are many reasons that buyers back out of a signed purchase agreement. Real estate contracts can be complicated. They can include many contingency clauses allowing both the buyer and seller to get out of the contract after it's signed but before the deal closes. However, it's the buyer that backs out of almost one […]
Real Estate, US Real Estate

Mortgage Applications Sink as Rates Rise

By Allison Halliday | June 12, 2013
The team at RealtyPin.com, a website that analyzes the latest real estate news, has been studying a dramatic drop in the number of mortgage applications at the end of the month of May. By the week ending on the 31st May there were 11.5% fewer applications than the week before as the average rate for a 30 year fixed rate mortgage edged closer to 4%.
FRED Graph
Investing, US Real Estate

FRED Chart: Mortgage Delinquency Rates Up Again, Fundamentals Favor Investors

By Donna S. Robinson | January 30, 2013
Just when you thought it was safe to go back into the housing market. I've seen numerous articles in the media on how well the housing market is picking up. Many "experts" are predicting that 2013 will be the year that a housing recovery finally picks up steam. But The St. Louis Federal Reserve Bank has some interesting housing data of their own.
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