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Investing, Real Estate Investing, US Real Estate

Structuring a Wrap Around Mortgage

By Brian Kline | September 24, 2013
Buying an investment property "subject to the existing financing" has appeal for several reasons. Today's strict mortgage qualification requirements are one of them. If an investor has a blemish on their credit history, he or she will likely be denied a new mortgage for a house they want to purchase. Banks have also tightened their […]
Real Estate Resource, US Real Estate

Are We Still Underwater? Housing This Summer

By Al Twitty | August 7, 2012
The average home is underwater by around $70,000. The piece visualizes the top 5 worst states for a home loan as well as the top 5 states that are proving to be a huge opportunity for future homeowners. Is this a bad thing, or an opportunity knocking?
Real Estate, US Real Estate

Ending The Crisis: Foreclosures Condemn All The Properties

By Daniel Doran | June 21, 2012
The basic idea is to keep people in their homes but use the government power of eminent domain to condemn the properties. Once the properties are condemned
Mortgage, Real Estate, Real Estate Investing, Residential, US Real Estate

AEI - How Government Policies Brought Down The Housing Market

By Donna S. Robinson | April 30, 2012
Since 2006, housing prices have fallen 30 to 40 percent in most areas; millions now owe more on their mortgages than their houses are worth, and millions more have only slivers of equity. The average homeowner today has 7 percent equity in his or her home, versus 45 percent as recently as 1990.
Mortgage, US Real Estate

Considering a Loan Modification: The Legal Ramifications

By Mike Wheatley | March 24, 2012
Imagine this ! You purchased your home and have been making your payments diligently every month for the last 4 years. The real estate market value in your area has dropped and you find yourself "upside down" in your loan. (You owe the bank more than what your home is worth). So what's your next move?
International, Real Estate, US Real Estate

UK Sees First-Time Buyers Rise by 23% in January

By Allison Halliday | March 14, 2012
The Council of Mortgage Lenders in the UK has just released its data for January 2012 which shows house purchases and remortgaging fell in January compared to December 2011.
Featured News, Mortgage, US Real Estate

Banks Are Lending Money Again, But Not To Everyone Of Course...

By Mike Wheatley | October 19, 2011
What with the economy continuing to flounder, you might be surprised to learn that a rather unusual thing has happened. Banks have started lending more money again. According to the New York Times, banks have once again increased the flow of the borrowing tap, and loan growth, despite the fact it is still at a […]
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